# 2.1 Core Design Concept

TriArch introduces an innovative “Risk-Return 3D Coordinate Model”, enabling precise stratification across three orthogonal dimensions:

1. **Yield Volatility Axis:**&#x53;enior Tier (<5%) → Balanced Tier (5%–20%) → High-Growth Tier (>20%)
2. **Capital Lock-Up Period Axis:**&#x53;enior Tier (Redeemable at any time) → Balanced Tier (7–30 days) → High-Growth Tier (30–90 days)
3. **Asset Class Axis:**&#x52;WA (e.g., government bonds, ABS) → Mixed Assets (DeFi protocols + RWA) → Crypto-native Assets (DeFi derivatives, NFTfi)
